Most Americans pay more for their health insurance plan than they do for their car, $400/month+ on average. I’ve had years where I’ve paid $650+. It’s typically our second highest expense after rent/mortgage. Then even after paying for insurance, we still have to pay for copays every time we see the doctor or get a prescription.
We *also* get 5-7% tax taken out of our income, to fund Medicare, the government insurance program we’re only eligible to receive after age 69 (in my case; I’m 44 - but for my parents, they got Medicare when they were 67, my grandma got it when she was 65 - the government makes it later and later in life that you can finally actually get your Medicare).
To add insult to injury, Medicare pays crap and most doctors refuse to take it. The few doctors who do accept Medicare have lonnnnnnnnnggggggggggg wait lists. Medicare doesn’t cover dental, hearing, or vision: the help old folks most need! They also don’t cover most medications nor most treatments. For instance, they make cancer patients only have chemo/radiation, when a simple surgery can cut the cancer right out once and for all, instantly.
So Medicare is not something to look forward to having at the end of life. Having only Medicare instead of also having a supplemental health insurance plan is somewhat of a death sentence. We have no choice but to pay into it, though. Economists say people my age (or younger) will never see a dime of our social security because it’s already being spent currently on the huge swath of retired population known as the Baby Boomers. No sense being furious about it; best just to plan to totally support one’s self with private retirement funds later in life. I’ll never see a penny of all the social security taxes that the Feds have withheld from paychecks since I was 15 years old. I try to feel okay about knowing that my social security taxes are taking care of my older relatives, and not actually me, even though it’s my money.