Sprung87: One issue is the people who answer the phone at help centers, patient support, customer service, etc, are working off a script. That's all they are allowed to say, except "I'm sorry about that" or "I apologize about that". That's all they are trained at. That's all they know. They can give a rote answer to only a limited number of things. Get them off the scripts and they are lost. They are instructed to ask for data that is meaningless, or needless. "What's the date of service?" Who cares? There is a serial number and a date on that EOB, and they can read it or punch it in just as well as you or I could. It might be a denial on a bill over a year old and I'm supposed to remember the date and day of the week? But do that enough times, and they hope you'll believe them or will give up. In the meantime, it also lets them "blame the victim": "see, you don't give me the information I need to look that up. Call us back when you know these things so we can keep you on hold for another half hour or more." I've spent over an hour on the phone with these people, at one time, fighting my way towards common sense - "common sense is not so common".
I spent half a day - yes, 4 hours - trying to get through to someone who could explain and fix a denial - they had denied the anesthesia for a mastectomy on the basis of: we can't see a connection between the operation and the anesthesia. The wife in this case finally got on the phone, and asked (very impolitely but delightfully) if they'd pay for the two bullets they thought she was supposed to bite down on.
We got passed rapidly up the line. One wanted an official letter from the hospital explaining the "need". He was told - without a swear word, but in detail - exactly where he could put that letter. We got passed up the line, again. They eventually paid, but they should have paid my salary for the time wasted. (Lord, do I wish I had a recording of that woman!)
This happened twice, two different woman. Tell me that company cared where their money came from. Go on, tell me - and see if you can keep from choking. How long would your nose grow?
Just having to remember that and I wonder what my blood pressure is up to.
I'll bet a congress person, retired or not, doesn't get that kind of hassle. They get, at taxpayer expense, permanent, no-limit, no deductible, no co-pay medical insurance for the rest of their lives.
Grrrr.