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Archives1
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In 2006 I had to go through the long, stressful process of taking permanent disability and then filing for SSDI and Medicare. So, I understand the misery you are struggling with.
In my case, I was suffering from a multitude of health issues, and I had several doctors, each treating something different. Insurance forms were not designed for that kind of claim. They want a single, well-known condition for a disability claim.
After being denied, I decided to compose a summary of everything I was dealing with and explain why I was no longer employable. That worked and I was approved. Praises to God!
I sincerely pray that God helps you to get through this so you can stop worrying and get on with your life.
Scripture says:
"We know that all things work together for the good of those who love God—those whom he has called according to his plan."
Romans 8:28 GW
http://bible.com/70/rom.8.28.GW[/url
In my case, I was suffering from a multitude of health issues, and I had several doctors, each treating something different. Insurance forms were not designed for that kind of claim. They want a single, well-known condition for a disability claim.
After being denied, I decided to compose a summary of everything I was dealing with and explain why I was no longer employable. That worked and I was approved. Praises to God!
I sincerely pray that God helps you to get through this so you can stop worrying and get on with your life.
Scripture says:
"We know that all things work together for the good of those who love God—those whom he has called according to his plan."
Romans 8:28 GW
http://bible.com/70/rom.8.28.GW[/url
Archives1
Staff member
Yes, in “Living With Chronic Pain” and “Living With Chronic Conditions” classes I took (developed by the NIH and Stanford), I learned from my peers that SSDI only wants one condition. What a bunch of crap; disabled people rarely, if ever, have just one disabling condition, or just one doctor to write about it.
Archives1
Staff member
That's a good point, Snow, about disabled people not facing only one disabling condition. With most disabilities there must be some underlying conditions which contribute to the main condition and those conditions are treated by other doctors.
But if it were me, I would probably choose the most disabling condition I was facing and to write about it would be the doctor who is treating that one condition. I suppose that would make the most sense. However if there are two conditions and both of them are equally disabling (and there is a different doctor treating each) then how would one go about choosing?
But if it were me, I would probably choose the most disabling condition I was facing and to write about it would be the doctor who is treating that one condition. I suppose that would make the most sense. However if there are two conditions and both of them are equally disabling (and there is a different doctor treating each) then how would one go about choosing?
Archives1
Staff member
About a year ago it wasn’t yet clear that I *wasn’t* going to have to file for SSDI. Now I think I can make it, working. But I was totally stressed about which one to choose and the last thing a disabled person needs is more stress. Sometimes it’s the combo of conditions, rather than any one of them by itself, that disables a person. The combo makes more sense than just the one condition. SSDI needs to start accommodating combo disability. Or, the application can allow for multiple diagnoses, and they can decide which one, if any, they care about.
I’ll be surprised if I make it to 65 without having to file.
I’ll be surprised if I make it to 65 without having to file.
Archives1
Staff member
Well had my physical therapy appointment today. Went well but more stuff to do and have to try to change my sleeping schedule.
Big thing happened today. My short term disability insurance is yet again requesting more information to continue my claim.... And they feel like, yet again that there is not enough information given to show why I cannot work... Mind you I found this out after my Physical therapy today while on the way home so had no way to get information from Physical therapy.... But here is the point they keep over looking that is documented on my paperwork that they already have (I am having accidents several times a day, in pain all the time and you need more than what my doctor said...which is that I cannot work when I am like this.....hello.....I am not okay with any of this)
There the doctors office has only sent two sets of records to my insurance, I have sent everything else and that got me to where I am now.
Tomorrow, I am going to go and make them send all of my records over....Big thing is that I don't have all of the return to work notes that I got from doctors because I had to give them to work (work should have them in my records)
I just don't get it... Like would any of them work, or stay at work once they are in crazy pain and have messed or peed them selves at work more than once in a work day???
That is why my PCP said enough... and It says on my paperwork
This is what my PCP stated on that last paperwork sent to them..." ongoing fecal incontinence due to dyssynergia defecation with rectal hyposensitivity and urinary incontinence. PT has multiple accidents per day resulting in fecal & urinary incontinence. Plan is for biofeedback sessions with Physical therapy for approximately 1 year.. Pending progress of biofeedback will determine need for surgical intervention or alternative treatment options...***then continue my meds...."
So tell me where it needs to be more clear?
Seems with that and the FMLA paperwork it would tell them that I cannot work when I am like this... My PCP is on my side with this and that is why he stated it like that...
His words to me "If you are having bowel accidents, YOU ARE DISABLED and cannot work where you do"
So tomorrow is back to my PCP office and calling my GI to get everyone on the same page because whenever my meds wear down I am in pain like I am now....
Even my Nanny who drove me to the appointment today was like they want more information, How about tell the doctor to help me stop having accidents so I can go back to work....
Okay... that is all I am going to say because I could rant all night about this but I have to eat again and go to bed tonight so I can change my sleep time..
Big thing happened today. My short term disability insurance is yet again requesting more information to continue my claim.... And they feel like, yet again that there is not enough information given to show why I cannot work... Mind you I found this out after my Physical therapy today while on the way home so had no way to get information from Physical therapy.... But here is the point they keep over looking that is documented on my paperwork that they already have (I am having accidents several times a day, in pain all the time and you need more than what my doctor said...which is that I cannot work when I am like this.....hello.....I am not okay with any of this)
There the doctors office has only sent two sets of records to my insurance, I have sent everything else and that got me to where I am now.
Tomorrow, I am going to go and make them send all of my records over....Big thing is that I don't have all of the return to work notes that I got from doctors because I had to give them to work (work should have them in my records)
I just don't get it... Like would any of them work, or stay at work once they are in crazy pain and have messed or peed them selves at work more than once in a work day???
That is why my PCP said enough... and It says on my paperwork
This is what my PCP stated on that last paperwork sent to them..." ongoing fecal incontinence due to dyssynergia defecation with rectal hyposensitivity and urinary incontinence. PT has multiple accidents per day resulting in fecal & urinary incontinence. Plan is for biofeedback sessions with Physical therapy for approximately 1 year.. Pending progress of biofeedback will determine need for surgical intervention or alternative treatment options...***then continue my meds...."
So tell me where it needs to be more clear?
Seems with that and the FMLA paperwork it would tell them that I cannot work when I am like this... My PCP is on my side with this and that is why he stated it like that...
His words to me "If you are having bowel accidents, YOU ARE DISABLED and cannot work where you do"
So tomorrow is back to my PCP office and calling my GI to get everyone on the same page because whenever my meds wear down I am in pain like I am now....
Even my Nanny who drove me to the appointment today was like they want more information, How about tell the doctor to help me stop having accidents so I can go back to work....
Okay... that is all I am going to say because I could rant all night about this but I have to eat again and go to bed tonight so I can change my sleep time..
Archives1
Staff member
Hi FLGuy, I agree with your PCP that you are disabled and can't work where you do at this time. He seems to be someone who has a clue as to what you're going through. And I think the paperwork he submitted is crystal clear on what your condition is. Best thing to do is to keep working with your PCP. He and your therapist are two people who have your back. But the damnable part of all of this is the amount of paperwork these insurance companies are always wanting. It's absolutely ridiculous. I've always use to wonder why insurance companies were housed in such large buildings. It's so they have a place to store all of the cotton-pickin' paperwork!
Archives1
Staff member
I keep track of everything I do in five minute increments on my calendar so I know when and where I’ve been. I’ve been doing that since I was 15. This proves to be a fun, easy journal of my life that I like to go back and peruse. I always keep a record of my timesheets for myself exactly because a situation like needing to file for disability may arise. You can’t count on anyone else in your life to be responsible for your record-keeping. You’re in charge of you and of protecting your own life. You need to keep a copy of all of your own timesheets, paystubs, and medical records - just to name a few.
You wrote, “Big thing is that I don't have all of the return to work notes that I got from doctors because I had to give them to work (work should have them in my records).” Why didn’t you make copies for yourself before you gave them to work? YOU ALWAYS NEED TO MAKE, AND KEEP, COPIES FOR YOURSELF. We keep telling you this yet you just keep ignoring our advice.
You wrote, “Big thing is that I don't have all of the return to work notes that I got from doctors because I had to give them to work (work should have them in my records).” Why didn’t you make copies for yourself before you gave them to work? YOU ALWAYS NEED TO MAKE, AND KEEP, COPIES FOR YOURSELF. We keep telling you this yet you just keep ignoring our advice.
Archives1
Staff member
We also keep telling you that unfortunately, the goal of disability companies AND federal SSDI is to deny, deny, deny, and deny some more, every claim they receive. They don’t want to spend any of their gargantuan wealth. It’s sinisterly criminal, but you just have to accept that’s how it’s going to be - a long, laborious, uphill battle - FOR YEARS. You would do well to move in with a family member because you’re not going to get any actual disability pay for a longgggggg time, at least months, and more likely, years. You’re likely going to need SSDI for the rest of your life and that takes 3-5 years to receive, and you MUST have an attorney to apply for SSDI - another thing we keep telling you over and over again, and you keep ignoring our advice: GET A DISABILITY ATTORNEY. You don’t have to pay them up front; they just take a percentage of what they win for you. Insurance companies criminally aren’t going to give you any payout until you’ve got an attorney who does the communicating with them. It’s shitty, but it’s the way of the world. Accept it, or you’ll keep losing this battle.
Almost everyone here who gives you advice is at least 20 years older than you, and often more like 40 years older than you. We’ve already been through stuff like what you’re going through. You should really start listening to us and taking our advice. We know what we’re talking about. We keep trying to help you but it’s hard to have continuing empathy for you when you insist on ignoring our advice. Why do you keep making so many posts when you don’t care what we say? We invest a lot of time and energy communicating with you but you barely notice or care. You never say thank you. You selfishly almost never give hearts to anyone, even though the rest of us give them to you.
Almost everyone here who gives you advice is at least 20 years older than you, and often more like 40 years older than you. We’ve already been through stuff like what you’re going through. You should really start listening to us and taking our advice. We know what we’re talking about. We keep trying to help you but it’s hard to have continuing empathy for you when you insist on ignoring our advice. Why do you keep making so many posts when you don’t care what we say? We invest a lot of time and energy communicating with you but you barely notice or care. You never say thank you. You selfishly almost never give hearts to anyone, even though the rest of us give them to you.
Archives1
Staff member
snow said:
Snow...the doctors notes they want are from May-June... before I was dealing with them.. they are trying to establish a time line to push me over to there full time disability which pays out less.. also I do have my pay stubs but they want my time sheets which I don't have or have access to at all..
I can't get an attorney for this at this point because it has not gone over to that point yet.. my mom even talked to our family attorney about it and he said that disability attorneys deal with cases that are pushing for full-time disability.. I don't want that..
I have a college degree and was less than twelve credit hours away from my masters when things got this bad. There is a lot I can do with that degree but because it is in the field of Church ministry it's very hard right now because most are not meeting in person because of Covid.. Yes, there is a big pain side of this that needs to be addressed that keeps me from doing some things but I am hoping that they can get me better at some point..
I am know how hard it is going to be to get full time disability even if I had to..
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